Calvin University is vitally concerned with the health and well-being of its students. We know insurance can be confusing, so this site provides valuable information and tools for students, parents and medical providers.

Insurance requirements

Health and Human Services requires each person to have adequate health insurance. Calvin University requires proof of insurance by all students who are enrolled in 6 or more credits . If a student has valid health insurance that provides (major medical) coverage while studying at Calvin University, a waiver form demonstrating adequate coverage must be completed on an annual basis. However, please do not assume that a plan provides coverage: it is strongly recommended that students investigate carefully with their insurance company prior to completing the waiver.

Major medical health insurance plans from outside the West Michigan region can be accepted with the understanding that coverage is not guaranteed. Major medical plans from outside the United States can only be accepted if proof of supplemental insurance (beyond travelers insurance) is submitted for consideration prior to August 15th.

United HealthCare Student Plan: Calvin’s health insurance for students

The student health insurance plan (United HealthCare Student Plan) offered through Calvin University is a plan designed with a student’s needs and budget in mind. Most importantly, United HealthCare Student Plan gives students access to an extensive network of health care providers practicing in the Grand Rapids area.

Students with private insurance

On-campus health care at Health Services is available to all Calvin students, regardless of what insurance they carry. Most local insurance carriers recognize Calvin Health Services as a comprehensive primary care office—the first university in the region to attain this recognition! Medicare, Medicaid and TriCare are not accepted at our office, but as part of our investment in your health care, we accept most other types of insurance and bill them directly. For a list of insurance companies we participate with, click here.

Fees at Health Services

Calvin University maintains a fully staffed comprehensive primary care office on campus for all students. The cost-of-care is similar to the cost-of-care in the local community. Any fees not covered by the insurance plan are paid in full at the time of service by the student. Cash, checks and credit cards are accepted, or the student’s miscellaneous account will be billed for the cost of care. Students will be given a detailed claims receipt with an explanation of charges sent to their insurance company. Deductibles and co-payments need to be paid at the time of the visit.

Calvin Health Services bills insurances directly. Claims are submitted to all insurance carriers (except for Medicaid, Medicare, TriCare and Marketplace Coverage), but payment is not guaranteed. It is the student’s responsibility to confirm coverage with his or her insurance plan prior to their appointment.